But are they not saying that

once anyone assets are at £100k or below then all care costs will be met by the state?

So for example if you don't own a house you are unlikely to have to pay care costs. If you have a house worth £200k then the maximum you will have to contribute towards your costs is £100K in equity (if you defer it) but if you own a house worth £900k and you live and need care for long enough you could run up a debt to the state of £800K.

That's how I read it. The difference though is that people are going to have to contribute towards care at home in the same manner they currently have to pay if they go into a home. Presumably the theory is that this will allow the government to engage care providers to provide that care at home on the basis that they have (to put it crudely) "security" for the costs by virtue of their equitable share in people's estates. Apologies if I am misunderstanding it completely - am not an expert in social/elderly care!

Posted By: Jim on May 18th 2017 at 17:07:58

Message Thread

Anyone noticed the Tory social care plans? (NCFC) - Larry Hagman, May 18, 14:09:36
- Mighty big assumption that your house will be worth the same when you die (n/m) (NCFC) - glasgow, May 18, 16:16:56
  - It wont.... (NCFC) - Cheltenham_Canary, May 18, 18:10:06
- Yawn! (NCFC) - Cheltenham_Canary, May 18, 14:50:00
  - You're one of the board's proud Tories, Chelts... just a sneer? (n/m) (NCFC) - norway, May 18, 15:56:37
    - Good on the Tories I say! (n/m) (NCFC) - Men without hats, May 18, 17:32:30
    - Ok.... (NCFC) - Cheltenham_Canary, May 18, 16:15:18
      - Corporation tax is much higher in Germany... (n/m) (NCFC) - Larry Hagman, May 18, 17:12:45
        
        Yebbut not in eastern europe (where Dyson set up) (n/m) (NCFC) - Cheltenham_Canary, May 18, 18:00:55
      - Ok, thank you for the response (NCFC) - norway, May 18, 16:22:19
        
        The proposed new cut off is over four times what it is at the moment (£23K) (n/m) (NCFC) - Kirrie, May 18, 16:43:19
        
        Wrong (n/m) (NCFC) - Bristol Graham, May 18, 17:48:35
        
        Wrong (n/m) (NCFC) - Larry Hagman, May 18, 17:14:14
        
        still wrong... (NCFC) - Ralf Scrampton, May 18, 16:51:33
        
        I think the point though Kirrie is that the means testing system only (NCFC) - Jim, May 18, 16:51:02
        
        it probably won't come down to choice though will it? (NCFC) - Ralf Scrampton, May 18, 16:58:13
        
        But are they not saying that (NCFC) - Jim, May 18, 17:07:58
        
        all of that is irrelevant to my point (NCFC) - Ralf Scrampton, May 18, 20:21:52
        
        Sorry that maximum obviously could be more if they have savings as well (n/m) (NCFC) - Jim, May 18, 17:08:45
        
        But is the point not that it doesn't hit them - it comes off their estate? (NCFC) - Jim, May 18, 16:33:31
        
        Ahhh the NHS fiasco makes sense now .. (NCFC) - Gob on a Stick, May 18, 17:50:52
  - No social care to be provided by the state for people with more than £100k in assets (NCFC) - Larry Hagman, May 18, 15:03:44
    - currently looking through the Tory Manifesto (NCFC) - ghostof barry butler, May 18, 16:00:55
      - Fourth one down (NCFC) - Gob on a Stick, May 18, 16:08:37
        
        OK I saw that part in the manifesto (NCFC) - ghostof barry butler, May 18, 16:20:24
        
        Here (n/m) (NCFC) - Gob on a Stick, May 18, 16:35:32
        
        Doh page 64/65 (NCFC) - Gob on a Stick, May 18, 16:35:46
        
        Cba (n/m) (NCFC) - Gob on a Stick, May 18, 16:52:12
        
        CBA? = Cant be asked (NCFC) - ghostof barry butler, May 18, 16:58:37
        
        Ok show me the part (NCFC) - ghostof barry butler, May 18, 16:50:25
        
        Tories are to merge social care and health care (NCFC) - Larry Hagman, May 18, 17:52:58
    - While private landlords continue to get £9 BILLION a year from housing benefit. (n/m) (NCFC) - megson, May 18, 15:05:46
      - I was a private landlord with a housing association tenant. (NCFC) - Men without hats, May 18, 17:47:44
      - and the Tories give tax cuts for huge corperations (n/m) (NCFC) - Larry Hagman, May 18, 15:17:35
- Seems pretty fair to me (n/m) (NCFC) - lurd, May 18, 14:48:06
  - Well it is the opposite of fair, to be fair. (NCFC) - norway, May 18, 16:18:59
    - More than four times the current figure! (n/m) (NCFC) - Kirrie, May 18, 16:44:29
      - wrong. Property is not currently included at all (NCFC) - Ralf Scrampton, May 18, 16:50:53
        
        So how do labour propose to fill the deficit gap? Seems to me it's the middle classes (NCFC) - Men without hats, May 18, 17:53:36
        
        Labour want to raise tax on people who earn more than 80K per year (NCFC) - Larry Hagman, May 18, 18:03:06
    - You've made the mistake of thinking I actually want to debate with known troll, Larry Hagm (NCFC) - lurd, May 18, 16:25:49
- Oh well (n/m) (NCFC) - Charles21, May 18, 14:46:29
- Of which most Tory MPs will be executive directors of G4SCare (n/m) (NCFC) - Gob on a Stick, May 18, 14:46:08
  - Mr May is a large shareholder in G4S (n/m) (NCFC) - bobble, May 18, 16:50:43
  - Yep (n/m) (NCFC) - Larry Hagman, May 18, 14:52:56
- she's bought the media off by confirming plans to drop Leveson 2 (NCFC) - Ralf Scrampton, May 18, 14:39:46
  - yawn, is it time for bed already? (n/m) (NCFC) - Men without hats, May 18, 17:54:37
    - nothing worthwhile to add? there's a surprise... (n/m) (NCFC) - Ralf Scrampton, May 18, 21:02:34
  - Yep (n/m) (NCFC) - Larry Hagman, May 18, 14:52:22
- nope, have you got a shed? (n/m) (NCFC) - Tombs, May 18, 14:27:48

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