How you choose to pay will be up to you

The important point is that the govt won't provide you with any free social care (home visits or residential care home costs) unless you have assets of less than £100k. If you have over £100k in assets then you will be charged.

You could choose to use your house as security so that they can sell your house when you die; to recoup the money spent on your care.

"we will extend the current freedom to defer payments for residential care to those receiving care at home, so no-one will have to sell their home in their lifetime to pay for care".

Posted By: Larry Hagman on May 18th 2017 at 19:13:41

Message Thread

Tory social care plans explained............................... ....... (NCFC) - Larry Hagman, May 18, 17:37:11
- Where does it say sign over your home to a private company? (NCFC) - Jim, May 18, 18:56:52
  - How you choose to pay will be up to you (NCFC) - Larry Hagman, May 18, 19:13:41
    - Yes but you are not "signing your home over to a private company" (NCFC) - Jim, May 18, 19:23:38
      - Presumably they will have to have zero assets (apart from their house) before (NCFC) - Higher Wrather, May 18, 19:43:56
        
        I'd imagine it will be combined house and savings wouldn't it? (n/m) (NCFC) - Jim, May 18, 19:47:48
        
        I'll try to explain.................. (NCFC) - Larry Hagman, May 18, 20:03:48
        
        Yes I get that. What is the rule now for "home" social care? (n/m) (NCFC) - Jim, May 18, 20:10:10
        
        Home care vists and care homes to be treated as much the same thing.......... (NCFC) - Larry Hagman, May 18, 20:18:17
        
        But at the moment what is the rule for home care visits? (n/m) (NCFC) - Jim, May 18, 20:44:32
        
        As I said, if you have less than about £23,000 you get a contribution. That is graduated (NCFC) - Higher Wrather, May 18, 20:53:47
      - It is equity release in your home to help pay for your social care (n/m) (NCFC) - Larry Hagman, May 18, 19:36:38
        
        But why should the state subsidise "social care" for those who can afford to pay for it? (NCFC) - Jim, May 18, 20:07:55
        
        because people have already paid for it via taxation (n/m) (NCFC) - Larry Hagman, May 18, 20:19:30
- It's a spectacular shot in the foot from May (NCFC) - Dracula, May 18, 18:34:40
  - Nah, 1 in 6 are over 65 (NCFC) - harry boulders, May 18, 18:41:02
    - Yougov reckons age will be the deciding factor (NCFC) - Dracula, May 18, 18:46:51
      - If You Are Not a Liberal at 25, You Have No Heart. If You Are Not a Conservative at 35 You (NCFC) - ghostof barry butler, May 18, 18:55:28
- Will you give it up after june 8th? (NCFC) - Cheltenham_Canary, May 18, 18:08:41
- I smell an opportunity for "entrepreneurs" to sell equity release plans to naive old'uns. (NCFC) - Higher Wrather, May 18, 18:05:36
- Ok but you explain this from one of your earlier posts (NCFC) - ghostof barry butler, May 18, 18:04:03
  - Tories want to merge social care and the NHS to become the same thing (n/m) (NCFC) - Larry Hagman, May 18, 18:22:42
    - That would be sensible, surely? (n/m) (NCFC) - Higher Wrather, May 18, 18:34:07
      - no it wouldnt (NCFC) - ghostof barry butler, May 18, 18:36:58
        
        Well to start with (NCFC) - Larry Hagman, May 18, 18:59:10
        
        that does not say or mean (NCFC) - ghostof barry butler, May 18, 19:03:41
        
        It is merging so that you get treated more at home rather than in a hospital. (NCFC) - Larry Hagman, May 18, 19:18:46
        
        yes the home care (NCFC) - ghostof barry butler, May 18, 19:25:14
        
        Is it about real treatment or is it about stuff like home-help? (n/m) (NCFC) - harry boulders, May 18, 19:22:25
    - OK where is that written (n/m) (NCFC) - ghostof barry butler, May 18, 18:30:14
- So Larry can you enlighten me how Labour or Libdems will fill the deficit? (NCFC) - Men without hats, May 18, 18:00:37
  - Well.............. (NCFC) - Larry Hagman, May 18, 18:33:33
    - Ok, though I think the 1k more in tax over 100k is no use. (NCFC) - Men without hats, May 18, 19:52:24
      - somehow doubt that either Ralf, well not to any degree. (NCFC) - Men without hats, May 18, 22:16:40
        
        lolf! righto. put it on the side of a bus, why dontcha (n/m) (NCFC) - Ralf Scrampton, May 18, 22:29:41
      - nah, Brexit will do that (n/m) (NCFC) - Ralf Scrampton, May 18, 20:28:05
  - Firstly, the claim that the Tories will "deal with the deficit" is tripe. They've made (NCFC) - Higher Wrather, May 18, 18:12:56
    - I totally agree the big corps and tax avoidance it's fuckin disgraceful. (NCFC) - Men without hats, May 18, 19:58:46
- That's me voting for the Tories again then - blue army! 😀 (n/m) (NCFC) - Thegelman, May 18, 17:51:28
  - That will cause a swing (n/m) (NCFC) - Gob on a Stick, May 18, 17:58:58

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