This is where a good independent broker helps!

A lot of the high street lenders have quite rigid earnings multiples, but there are a few smaller regional lenders who will look on a case by case basis.
We put a lot of business in the direction of Harpenden Building Society as they are very flexible.
Be mindful this extra flexibility sometimes means paying slightly higher rates though!
If you want to have a chat with one of my colleagues in the mortgage team will happily pass you their details.
Apparently they are as busy as they have ever been which I think is due to the stamp duty holiday.

Posted By: JoeyDeacon, Aug 8, 10:42:37