My advice - say you'd budgeted a tenner for someone, well leave it till the 24th

and be prepared to spend £15 on them.

Ok, if you've got to get say 6 presents for folk going over budget on each one is excessive. But so is wasting your time, your free time, plotting and executing these purchases.

Take a bit extra cash, go to the pub for a pint and a shot, then leave around noon and aim to get it all done, in one shop if possible, in an hour - hour and a half.

Jarrolds - Debenhams - Marks and Spencer - John Lewis.

Its the hassle free way.

Posted By: MIKEWALKER, Dec 5, 15:02:23