Had a hole in my roof a couple of years ago

Fixed it and decided not to claim because I thought the inevitable premium loading that would take place once I'd done so would probably cost me more than it cost to fix the roof. Cost was a few hundred quid.

Was this the right call?

Posted By: Old Man on January 16th 2025 at 12:26:57

Message Thread

My home insurance has more than doubled FFS (General Chat) - jamesward, Jan 16, 11:06:59
- I just get a broker to do it all for me, always reasonable and better (General Chat) - Tony Martin, Jan 16, 16:54:45
- And why isn’t there a NCD allowance on Home Insurance? (n/m) (General Chat) - Augustus Pablo, Jan 16, 12:58:21
- How many people have actually claimed on their house insurance? If you have did was the (General Chat) - The Gaffer, Jan 16, 12:22:55
- Building material costs up. Everything up. Mine doubled too. (General Chat) - Drurys Left Nut, Jan 16, 12:16:36
- world is fucked (n/m) (General Chat) - Charles21, Jan 16, 12:12:55
- Norfolk due to be under water soon tbf (n/m) (General Chat) - SCC 28, Jan 16, 12:04:49
- Mine almost tripled (General Chat) - Basil Wrathbone, Jan 16, 11:29:27
- Extreme weather events are a key driver of the price rises amongst other things (General Chat) - Knitted Jesus, Jan 16, 11:26:12
  - But mostly it’s profiteering (n/m) (General Chat) - Legacy Fan, Jan 16, 11:37:42
    - Well no (General Chat) - Knitted Jesus, Jan 16, 11:50:02
      - Article by Association of British Insurers (n/m) (General Chat) - Legacy Fan, Jan 16, 12:15:34
        
        Err yes explaining that weather related claims were at record levels in 2023 (n/m) (General Chat) - Knitted Jesus, Jan 16, 12:24:31
        
        Had a hole in my roof a couple of years ago (General Chat) - Old Man, Jan 16, 12:26:57
        
        Depends on the cause of the hole, what made it? (n/m) (General Chat) - megson, Jan 16, 12:44:36
        
        Weather (General Chat) - Old Man, Jan 16, 14:08:52
        
        I used to get loads of roof repairs via insurance. (General Chat) - Men without hats, Jan 16, 14:59:26
- ^lives in Mile Cross (n/m) (General Chat) - Jumbo1, Jan 16, 11:15:06
- I did a lot of shopping around for ours (General Chat) - camcan, Jan 16, 11:14:58
  - Who did you go with in the end? (n/m) (General Chat) - jamesward, Jan 16, 11:16:43
    - Some people in the village asked me to advise on a potential insurance claim (General Chat) - Old Git, Jan 16, 11:44:31
      - Thinly veiled I get my brokers to sort this out for me so have no idea (General Chat) - Chris Peacock, Jan 16, 14:40:27
    - Lloyds/MBNA (General Chat) - camcan, Jan 16, 11:34:09
      - Saga? Tbh they’re probably the best for insuring your Maxi (n/m) (General Chat) - Augustus Pablo, Jan 16, 12:18:29
        
        Don't knock it until you've seen the quotes (General Chat) - camcan, Jan 16, 13:08:18
      - They're coming top on my searches, but still £180 more than last year (n/m) (General Chat) - jamesward, Jan 16, 11:39:53
        
        I hear Adrian Flux are quite good (n/m) (General Chat) - Augustus Pablo, Jan 16, 12:48:01

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